GDS Circle Welfare FUND (CWF) – Financial Assistance

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GDS Circle Welfare FUND (CWF) is a welfare scheme of Gramin Dak Sevak. This scheme is design by India Post (Department of Post) for providing some benefit to the GDS like Financial Assistant, Loan, Scholarship and much more. Before ennoblement you need to know about the following assistant.

GDS Circle Welfare FUND (CWF) - Important Instruction
GDS Circle Welfare FUND (CWF) – Financial Assistance
The Guidelines for Grant of Financial Assistance & Grant of Loan under Circle Welfare Fund for GDS has been issued by the Directorate vide lr. No.19-31/2012-WL/Sport dated 02-12-2013.
GDSCWF has three components for sanction of grant to GDS :
(i) Financial Assistance :
  1. Financial Assistance to families of deceased GDSs to meet immediate expenses following death, irrespective of whether death occurs during duty / outside duty hours  Rs.10,000/-
  2. Death due to terrorist activity / dacoity while on duty – Rs.1,50,000/-
  3. Financial assistance in case of death of GDSs due to riots, attack by robbers & terrorists while not on duty – Rs.12,000/-
  4. Financial Assistance in case of death of GDSs while being on duty due to accident – Rs.25,000/-
  5. Funeral expenses on death of GDS (payable in cases in which last rites of deceased GDS are performed by brothers or sisters or near relatives in the absence of any other next of kin) – Rs.5,000/-
  6. Financial Assistance in case of major surgical operations in ailments, like Cancer, brain hemorrhage, kidney failure / transplant, heart surgery etc. – Rs.20,000/-
  7. Financial Assistance in case of accident of GDS while being on duty requiring hospitalization for more than three days. – Rs.5,000/-
  8. Financial Assistance for nutritional diet to GDS suffering from TB (only once for a maximum period of six months, provided the GDS has put in at least six years of service & treatment is taken in Govt. hospital Indore treatment- Rs.400/- p.m & Outdoor treatment Rs.200/- p.m
  9. Grant of scholarship under educational schemes to the children of GDS (as per existing terms & conditions) IIT, AIIMS & IIM – Rs.1,000/- p.m
Technical Education :-
Degree = Rs.280-pm
Diploma=Rs.190-pm
Non-Technical Degree
BA/BSc/BCom/Degree in Fine Arts = Rs.150-pm
ITI certificate course =
Rs.940- p.a
  • Incentive for excellence in academic achievement for 10th & 12th class position in Circle/Region
1st Position = Rs.10,000/-
2nd Position =Rs.8,000/-
3rd Position =Rs.7,000/-
4th Position =Rs.6,000/-
5th Position = Rs.5,000/-
  • Scholarship for physically handicapped children of GDS (for maximum 8 years & as per the existing terms & conditions) – Rs.200- p.m
  • Maternity Grant to woman GDS – Equivalent to three months TRCA with DA for the birth up to two children only.
  • Financial assistance in case of natural calamities like fire, floods etc. – Rs.5000/-
(ii) Repayable Loan at 5% rate of Interest :-
  1. 1. For construction of one room with flush toilet facilities for housing the Branch Post Office – Rs.50,000/-
  2. For purchase of Computer / Laptop to encourage computer literacy among the GDS – Rs.20,000/-
  3. For purchase of moped / scooter / motor cycle which will also facilitate travel while discharging duty like exchange of BO Bag, visit to Account office etc. – Rs.20,000/-
(iii) One Time Repayment at the Time of Retirement :-
  1. 1. Less than 5 years – No amount payable
  2. 5 years from the date of start of contribution – Rs.1000/-
  3. 10 years from the date of start of contribution – Rs.2000/-
  4. 15 years from the date of start of contribution – Rs.3000/-
  5. 20 years from the date of start of contribution – Rs.4500/-
  6. 25 years from the date of start of contribution – Rs.5500/-
  7. 30 years from the date of start of contribution – Rs.6500/-
  8. 35 years from the date of start of contribution – Rs.8000/-
  9. 40 years from the date of start of contribution – Rs.9000/-
  10. More than 45 years from the date of start of contribution – Rs. 10,000/-
CLICK HERE  to Download Official Notification and Application Forms.

Before enrollment to the scheme you need to follow the Instruction – GDS Circle Welfare FUND (CWF) – Important Instruction

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